Do you Know your Local Septic System Laws

by Jo Soss on July 29, 2010 · 0 comments

in Blog

We all work in areas where there are different laws governing lots of different aspects to a home purchase and sale. In the Puget Sound area we have several homes that are on septic systems. In Kitsap County there are over 60,000 on-site sewage systems. For years and years these systems were pumped or not pumped, inspected or not inspected all depending on the real estate agents involved in the transaction and the documents they used.

Then along came the State of Washington and State Health rules (Chapter 246-272A WAC) requiring the local health jurisdiction to ensure that all owners of onsite sewage systems have their system inspected and evaluated on a regular basis, and prescribe an inspection at the time of property transfer as one of the
options to attain these inspections.

I totally agree that something had to be done with the septic inspection process. The days of permit, install and done are over. There must be some checks and procedures to protect all.

In Washington each county takes on the responsibility of tracking a process.

In Kitsap County where I work the process is fairly easy. The Northwest Multiple Listing Service has procedures spelled out in document form that take the guess work out of what we need to do in order to comply with the state law.

We have a general septic addendum that outlines what type of OSS (on-site sewage system) the property is serviced by, that the seller represents that, to the best of their knowledge, the OSS is in working order and doesn’t violate any regulations or have any material defects.

This document supersedes any provisions in the purchase and sale agreement except for the provisions of a county specific septic addendum.
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I am sure you have heard all the doom and gloom from a million different news reports concerning the lending industry mess, how several loan programs once available are no longer, how zero down loan programs are almost non-existent and how hard it is right now if you have little to zero money available for a down payment.

But wait; are you a military member or a veteran? If you are the news isn’t as bad. With your VA Guaranteed Home Loan benefit you can still obtain a loan with no down payment and a fixed interest rate that is as good as or better than a conventional mortgage rate. This is the time for a VA Loan! What a great benefit to those of you that have served our country!

What is a VA Guaranteed Home Loan?

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Silverdale Real EstateDuring the month of June there were 12 homes that sold in Silverdale.  These Silverdale homes actually had a transfer of home ownership. Contracts complete and Lender funds available.

Once all the I’s were dotted and the T’s crossed there where deeds recorded at the Kitsap County courthouse that transferred the property into the new home owner’s name!

If you want to learn more about how we transfer property in Washington State a really great site to visit is the Escrow Association of Washington site. There you can find definitions and explanations of the home buying process for Port Orchard Washington.

Let’s look at those 12 Silverdale homes -
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Bremerton | It’s Farmer’s Market Thursday – 4:00PM

July 22, 2010

Thursday, July 22 Bremerton Farmers Market When: Thu, July 22, 4pm – 7pm Where: Evergreen Rotary Park, Bremerton (map) Contact Market Manager, Holly at 360-633-6137 or bremertonfarmersmarket@gmail.com for more details. Visit www.bremertonmarket.com for current news.

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Port Orchard WA Real Estate | June Homes Sold

July 22, 2010

During the month of June there were 78 homes that sold in Port Orchard. These Port Orchard homes actually had a transfer of home ownership. Contracts complete and Lender funds available. Once all the I’s were dotted and the T’s crossed there where deeds recorded at the Kitsap County courthouse that transferred the property into [...]

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Bremerton WA Real Estate | June Homes Sold 2010

July 15, 2010

During the month of June there were 88 homes that sold in Bremerton. [zip codes: 98310, 98311, 98312, 98314, 98337]. These Bremerton homes actually had a transfer of home ownership. Contracts complete and Lender funds available the home buyer and seller signed all of their documents as escrow prepared the closing packages. Once all the [...]

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Port Orchard WA Real Estate | May Homes Sold

June 15, 2010

During the month of May there were 63 homes that sold in Port Orchard. These Port Orchard homes actually had a transfer of home ownership. Contracts complete and Lender funds available the home buyer and seller signed all of their documents as escrow prepared the closing packages. Once all the I’s were dotted and the [...]

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Bremerton WA Real Estate | May Homes Sold 2010

June 11, 2010

During the month of May  there were75 homes that sold in Bremerton.   [zip codes: 98310, 98311, 98312, 98314, 98337].   These Bremerton homes actually had a transfer of home ownership. Contracts complete and Lender funds available the home buyer and seller signed all of their documents as escrow prepared the closing packages. Once all [...]

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Manette Area Home – 2221 Soundview Ave NE

June 3, 2010

Homefront Realty – New Listing. Priced at $149,000 Bedrooms: 2 Bathrooms: 1 Square Foot: 750 Lot Size: 7,840 sq.ft. County: Kitsap Property Type: Single Family Detached Year Built: 1967 MLS Number: 82182 Property Description An eclectic home in desirable Manette to bring out the romantic, eclectic in you! Virtually restored over the last 12 years [...]

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Port Orchard WA Real Estate | April Homes Sold

May 22, 2010

During the month of April there were 61. [25 less homes sold than in March] homes that sold in Port Orchard.   These Port Orchard homes actually had a transfer of home ownership. Contracts complete and Lender funds available the home buyer and seller signed all of their documents as escrow prepared the closing packages. Once [...]

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